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Homeowners insurance purely covers the property, the furniture I put in the apartment in the first place, and public liability. It doesn't include anything the renters put in, so you would need your own insurance for that.
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Growing old is mandatory; growing up is optional
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| Posts: 1811 | Location: Montaña Blanca, Lanzarote | Registered: 02 March 2002 |  |
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Mariposita-I was pretty clear to the woman from Santa Lucia that I was not the owner but only rented-she sent me info on a policy that covers just the contents of the apartment-including fire, flood, theft, food spoilage if the electricity goes and takes the refrigerator with it-even, apparently, some legal assistance should someone, say, slip and fall in my house and try to sue me. It looks very reasonable-depending on how much you want to say your stuff is worth. About 180€ per year if it is 20.000€, 220€ if it is 30.000€. I think I will probably do it-you never think you need it till you have a building fire or something like I had in NYC-then you are sad you were an idiot!
azucar!
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| Posts: 321 | Location: NYC to Paris to Madrid!!!!! | Registered: 21 August 2003 | |
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Mariposita: the woman who called me, who is very nice is: Cristina Otero 915397103-she works in the office that covers our hood-she is there in the afternoons.
azucar!
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| Posts: 321 | Location: NYC to Paris to Madrid!!!!! | Registered: 21 August 2003 | |
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"the man!"
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quote: some legal assistance should someone, say, slip and fall in my house and try to sue me
that is SO american  i must be away for a loooong time now since that never even crossed my mind when i began reading this thread. saludos, jer...
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| Posts: 12233 | Location: ny, u.s.a. --> madrid, spain --> the plaza mayor ! | Registered: 30 June 1998 | |
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Actually- I have never had renter´s insurance in the states that covered that-it was something that is included in this Spanish policy that actually surprised me!
azucar!
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| Posts: 321 | Location: NYC to Paris to Madrid!!!!! | Registered: 21 August 2003 | |
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- rent or buy a cell phone from me for your stay in spain, more info at 
- already have a cell phone, get a spanish SIM card for it at 
